Agreements and terms and conditions

What are the advantages of the Installment Agreement?

Installment Agreement offers an opportunity to pay for a smartphone, a tablet, a computer or any other device by installments.

  • Down payment possible when you purchase the device.
  • You can determine the deadline by which you would like to settle your balance.
  • Available to anyone – not only to our customers, but also customers of other operators.
Does the Installment Agreement offer a good deal?

The cost does not change irrespective of whether you pay the whole amount at the moment of purchase or enter into an Installment Agreement and pay by installments. The last monthly installment may differ from other installments.

When is a down payment required?

The first down payment in the amount of 10% from the total value of the device should be made only by individuals who have been our customers for less than 3 months, and if the outstanding amount exceeds 1,400 €. In all other cases you can choose the amount of the down payment or whether to pay it at all.

What is the minimum and maximum term of the Installment Agreement?
The Installment Agreement can be entered for a period of 3 to 24 months at your choice.
How should I proceed if I would like to pay the outstanding balance before it is due?

You can pay the outstanding balance at any time and discharge your contractual obligations. No contractual penalty is calculated.

Who can enjoy the advantages of the Installment Agreement?

Anyone can purchase a device by entering into an Installment Agreement – customers of the LMT and other operators, users of pre-paid cards, as well as those who have not yet made up their mind.

As we take great care to ensure that our customers meet their long-term obligations, an Installment Agreement may be refused if limited information is available about the creditworthiness of a customer, or it is negative, etc.

When do I acquire ownership of the device under the Installment Agreement?

Ownership of any device purchased under an Installment Agreement is conveyed to you as soon as the agreement is signed.

What is the guarantee period offered in the Installment Agreement?

Irrespective of the term of your Installment Agreement, any new device is subject to 24-month guarantee pursuant to the Latvian law.

Will it be possible to return the device in 9 months or substitute it with another device?

Installment Agreement does not provide for that.

How many devices can be purchased under an Installment Agreement?

We will make a decision on a case-by-case basis.

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